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The Credit Pros: What They Can (and Can't) Fix on Your Credit Report

Person analyzing a credit report with charts and graphs

If you're considering working with The Credit Pros to improve your credit score, it's essential to understand what they can and can't do for you. In this comprehensive guide, we'll explore The Credit Pros' capabilities, compare them to competitors like Lexington Law, and address common questions about their services.

What The Credit Pros Can Fix

Fixable Items

  • Inaccurate personal information
  • Outdated negative items
  • Duplicate accounts
  • Unverifiable debts
  • Incorrect account statuses
  • Fraudulent accounts due to identity theft

What The Credit Pros Can't Fix

Unfixable Items

  • Accurate negative information within the reporting time limit
  • Current unpaid debts
  • Recent late payments reported accurately
  • Legitimate hard inquiries

The Credit Pros vs Lexington Law

When comparing The Credit Pros to Lexington Law, it's important to consider their unique offerings and approach to credit repair.

FeatureThe Credit ProsLexington Law
BBB RatingA+C
Years in Business12+30+
Unique Offering$5,000 tradelineParalegal expertise
Mobile AppYesYes

While both companies offer credit repair services, The Credit Pros stands out with their A+ BBB rating and unique $5,000 tradeline offering, which can significantly boost your credit profile.

Does The Credit Pros Work with Evictions?

Yes, The Credit Pros can assist with eviction-related items on your credit report. While they can't remove accurate eviction records, they can help in the following ways:

How to Cancel The Credit Pros Subscription

If you need to cancel your subscription with The Credit Pros, follow these steps:

  1. Log into your account on The Credit Pros website
  2. Navigate to the "Account Settings" or "Billing" section
  3. Look for a "Cancel Subscription" option
  4. Follow the prompts to confirm your cancellation
  5. If you can't find the option online, contact their customer support at 1-800-411-3050

Remember to cancel at least 3 business days before your next billing cycle to avoid additional charges.

The Credit Pros Success Stories

Group of people celebrating improved credit scores with The Credit Pros

Client Testimonials

"The Credit Pros helped me remove several inaccurate items from my credit report. My score improved by 120 points in just 3 months!" - Sarah T.
"I was skeptical at first, but The Credit Pros delivered on their promises. They helped me dispute old collections and my credit score jumped from 580 to 680." - Michael R.

These success stories highlight The Credit Pros' ability to effectively dispute inaccurate items and improve clients' credit scores. However, it's important to note that results may vary depending on individual circumstances.

The Credit Pros Reviews on Reddit

Reddit can be a valuable source of unfiltered opinions about credit repair services. While reviews of The Credit Pros on Reddit are mixed, many users appreciate their transparency and customer service. Some common themes in Reddit reviews include:

It's important to remember that Reddit reviews can be subjective and may not represent the experiences of all clients. Always consider multiple sources when researching credit repair services.

Important Considerations

While The Credit Pros can be effective in helping improve your credit score, it's crucial to understand that:

  • Credit repair takes time and there are no guaranteed results
  • You have the right to dispute inaccuracies on your credit report for free
  • The Credit Pros cannot remove accurate negative information from your credit report
  • Results vary depending on your unique credit situation

Featured Snippet: What The Credit Pros Can Fix

  • Inaccurate personal information
  • Outdated negative items
  • Duplicate accounts
  • Unverifiable debts
  • Incorrect account statuses
  • Fraudulent accounts due to identity theft

Conclusion

The Credit Pros offers a range of services to help improve your credit score by addressing inaccuracies and negative items on your credit report. While they can't fix everything, their expertise and tools like the $5,000 tradeline can be valuable in your credit repair journey. As with any financial service, it's important to have realistic expectations and understand both the capabilities and limitations of credit repair.

Side-by-side comparison of The Credit Pros and Lexington Law credit repair services

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